Caravan Dealers In Maidstone Offer Loans, But There Are Many Options

by | Jun 30, 2015 | automotive

Caravan dealers in Maidstone offer many choices, from the touring one that is towed, to a motor-home version. However, whilst it can be a popular option for those on holiday who like the open road and not having to rely on motels, it can become expensive when you notice all the variables you can pick and choose. Some new caravans can be found for about £ 15,000, but many top-end versions can be almost double or sometimes triple that amount. Used trailers are also available through a dealer and usually run about £ 10,000, though you can also find used versions for a lot less.

Savings

Most people would love to be able to use their savings to buy caravans to travel around in, but most people don’t have that type of cash available. Unless you have already been saving for many years, you probably won’t be able to use your savings to make the purchase. However, you can use some of the savings as a down payment or to pay down the loan as much as possible.

Save Up For Years

If you aren’t in a rush or are planning to buy one for retirement, you may be able to start saving up for it now. However, depending on how much you make each month, you may be waiting for years. Most people don’t have that much time to wait, or just don’t want to wait that long. If you want something now and don’t have enough money to pay outright, you’ll have to consider financing.

Financing Through Dealer

Most people prefer to finance their caravans through a dealer because they are respected and usually offer decent rates. However, if you do decide to do this, you’ll want to find a Blackhorse Approved Dealer to ensure your financial safety. Many times, dealers in Maidstone require you to have excellent credit to finance, but some will take less-than-perfect credit.

Financing Elsewhere

Even though dealership financing is the most popular option, it isn’t your only one. You can take out a personal loan in the amount of the caravan if you have good credit and want to take on that responsibility. In fact, more and more people are using both personal and dealer financing to get the best of both worlds. You can take out a small personal loan and then finance the rest through the merchant, allowing a cheaper rate.

Caravan dealers in Maidstone want to help you get into your new holiday home by offering financing and other helpful incentives. Visit site today to learn more about their options.

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